No hidden fees · Same-day funds

Installment loans
designed around you.

Unlike payday loans, our installment loans let you borrow what you need and pay back in manageable scheduled payments — with no surprises and no lump-sum pressure.

Funds as soon as today
No prepayment penalty
Soft check — no score impact
Overview

A smarter alternative
to payday loans.

There are several types of loans out there, but options for quickly accessing funds in an emergency can be limited. Our installment loans are a great alternative to payday lenders — you get funds just as fast, but repay over manageable scheduled installments instead of all at once on your next payday.

Complete our quick online application, receive your approval decision, and get your funds as soon as the same day to handle whatever situation life has thrown at you.

Requirements to apply
Be a U.S. citizen or permanent resident
At least 18 years of age or older
Regular income source for the past 90 days
Open checking account in your name for 90+ days
Not active-duty military or a dependent thereof
Not residing in AK, AZ, AR, CO, CT, DC, DE, GA, HI, IL, MA, MD, ME, MN, NC, NH, NJ, NY, PA, SC, VT, VA, or WV
How it works

Three steps from application to cash.

STEP 01

Apply and get pre-approved

Fill out our quick online form in under 3 minutes. We use a soft credit check — no score impact, ever.

STEP 02

Review your offer and sign

Get your real rate instantly. Accept the terms that work for you, then e-sign your loan documents from any device.

STEP 03

Funds land in your account

Money is transferred directly to your bank — often within hours and always the same business day.

Ready to get started?

Apply in 3 minutes. No hard credit pull. Funds as soon as today.

Apply now View rates